Waqf (Endowment) Management

Principal preservation, sharia-compliant investment, and yield distribution per waqf deeds.

Waqf principalSAR 412K3 endowed assets

Yield YTDSAR 21.8K5.3% blended return

Distributed YTDSAR 21.8K100% of realized yield

Principal integrity100%No principal drawdown

Principal is locked

Waqf principal cannot be spent under any circumstances. Only realized investment yield is distributable, and only to the programs named in each waqf deed. Sharia board review occurs quarterly.

Endowed assets

Asset register with yield performance.

Asset	Type	Principal	Yield YTD	Yield rate	Status
Commercial unit — Al Olaya district	Real estate	SAR 220,000	SAR 13,200	6.0%	Active
Sukuk portfolio — sharia-compliant	Financial	SAR 150,000	SAR 6,750	4.5%	Active
Endowed farmland — Al Kharj	Agricultural	SAR 42,000	SAR 1,890	4.5%	Active

Yield distributions

Quarterly distribution of realized yield to deed-designated programs.

Period	Realized yield	Distributed	Allocation	Status
Q2 2026	SAR 10,940	SAR 10,940	Orphan Sponsorship (60%), Medical (40%)	Completed
Q1 2026	SAR 10,900	SAR 10,900	Orphan Sponsorship (60%), Medical (40%)	Completed
Q3 2026	—	—	Per waqf deed allocation	Scheduled